Miqdad O. Adams | Product Manager

Bayaan بيان

Personal Project · Thesis

Islamic Finance Fintech AI / NLP

Live · Shipping Weekly

Bayaan — Splash screen, stock list, and detailed AAOIFI compliance analysis

The Problem

Muslim investors in Nigeria had no reliable, automated way to determine whether NGX-listed equities are Shariah-compliant. Manual screening is slow, opaque, and inconsistent — leaving a significant gap in the Islamic finance market.

My Approach

I designed and built Bayaan — a commercial Shariah compliance screening platform for NGX equities. The platform implements a two-tier screening engine based on AAOIFI Standard No. 21: a qualitative business-activity classifier followed by four quantitative financial-ratio checks (debt, interest-bearing securities, non-permissible revenue, and tangible assets, each against its AAOIFI threshold) drawn from primary-source company filings. Two independent NLP classifiers back the qualitative tier — TF-IDF + Logistic Regression (95.35% held-out accuracy, F1: 0.9488) and a fine-tuned BERT model (ProsusAI/FinBERT, F1: 0.9222), both benchmarked against a rule-based baseline (F1: 0.8541) — with SHAP explainability so users can see exactly why a stock was classified Halal or Haram. The system fetches live NGX prices and shares-outstanding data directly from NGX's own infrastructure and presents verdicts through a React/Vite frontend.

Technical Depth

React/Vite frontend on Netlify; FastAPI backend on Railway; the fine-tuned BERT model hosted on Hugging Face Hub. Engineered a SharePoint REST API integration to enumerate NGX's document library for company filings, with a hardened PDF parser (conservative fallback recovery, monitoring, and webhook alerting) for shares-outstanding data. Every screened stock carries an explicit data-integrity tier — Verified against primary filings (18 stocks), Estimated pending re-verification (87), or Pending Review (46) — surfaced to users rather than presented as uniform confidence. Completed a full NDPA 2023 data-protection compliance review, currently "compliant by design" on the strength of collecting no personal data; a user-accounts and entitlements system is in active development (backend built and tested, frontend integration in progress), with its own compliance review gating launch before any signup goes live.

Status

Screening 105 NGX-listed equities live (46 more tracked, pending review) at bayanngx.netlify.app — serving as both a commercial product and academic thesis deliverable.

Halqatul Hikmah

Contract · Halqatul Hikmah

EdTech LMS SaaS

Live

250+ Students Enrolled

14 Teachers

4 Active Programmes

2.5w To First Delivery

Halqatul Hikmah — Beyond Recitation: Rooted in the Qur'an

View Live Site ↗

The Problem

An Islamic school's website and LMS build had stalled. Development was slow due to the absence of a qualified PM, and the existing PRD was so poorly structured that designers and developers were spending more time seeking clarification than building.

My Approach

I joined mid-project and rewrote the PRD from scratch — producing a specification clear enough to eliminate ambiguity and dramatically accelerate development velocity. Under my leadership, the website was delivered alongside an initial LMS module within 2.5 weeks. I then led the team to full LMS completion: a multi-portal system covering student features (fee payments, course registration, academic calendar, class access, lecture recordings, notes, assignments, and results), teacher tools (class management, material uploads, grading), and a comprehensive admin portal. I reported directly to the Head of Operations and Director.

Outcome

Full multi-portal LMS now serving 250+ students and 14 teachers across 4 active programmes. Currently partnering with the marketing team on GTM execution. Live at halqatulhikmah.org.

Altivor

Lumaara (Agency)

LegalTech AI

Live

Altivor — Contract Risk Advisory & Drafting Services

View Live Site ↗

The Problem

Accessing legal services — particularly contract review and drafting — is slow, expensive, and out of reach for individuals and smaller organisations who need it most.

My Approach

I led end-to-end product development of Altivor — a legal-tech platform that combines AI with human legal expertise to make contract review and drafting seamless. The platform covers the full contract lifecycle: risk-focused reviews, tailored drafting, and one-on-one lawyer consultations for clients who prefer a human over AI. I authored all product documentation, led the development process, and managed multiple stakeholder sessions with the client to ensure the product was built precisely to their specifications.

Outcome

Full working product launched and live at altivorconsult.com.

Seedless Wallet

Blockchain Project

Web3 Solana Account Abstraction

Testnet Launched

Seedless Wallet — Onboarding and Social Recovery screens

View Live App ↗

The Problem

One of the biggest barriers to Web3 adoption is the fear of permanent asset loss when seed phrases are misplaced. Existing wallets offer no recovery path — one mistake and everything is gone.

My Approach

I led end-to-end product development of a Web3 wallet built on the Solana blockchain using account abstraction. The core innovation was a Social Recovery feature — allowing users to designate trusted contacts who can collectively restore wallet access without exposing private keys, balancing cryptographic security with human trust networks. I owned the PRD and coordinated with the design and development teams throughout the build.

Outcome

Controlled test successfully launched on the Solana testnet within 4 weeks. View the app at seedless-wallet.vercel.app.

Healthcare Management System

Lumaara (Agency)

HealthTech SaaS

Research & Strategy

The Challenge

Paper-based record-keeping in clinical environments creates fragmented patient data, significant administrative overhead, and safety risks from inaccessible medical histories.

My Contribution

I led the research and discovery phase — conducting in-person field research across two hospitals to gather real operational and user insights. I synthesised those findings into a comprehensive PRD covering cross-departmental EMR retrieval, an admin portal, and a patient-facing interface for secure, transparent access to personal health records. The project did not advance to development due to internal reasons.

Deliverable

Field research conducted across 2 hospitals. Project did not advance to development due to internal reasons.

Mujret

Lumaara (Agency)

FinTech SaaS

Research & Strategy

The Challenge

Grassroots communities and informal associations lack digital tools for managing dues, subscriptions, and donations — relying on manual, error-prone processes with poor financial visibility.

My Contribution

I defined the product vision and authored the full PRD for a lightweight platform designed to replace manual collection processes with automated reminders, digital records, and reusable payment forms. The project reached full documentation but did not advance to development.

Deliverable

Project reached full documentation stage but did not advance to development.

DFA TV

Haut Technologies (Agency)

Media Streaming

Contribution

Context

DFA TV is an Islamic content streaming platform covering movies, shows, and cartoons. I was assigned to the project at Haut Technologies, joining a build already in progress.

My Contribution

I conducted targeted research to inform the platform's content categorisation strategy and supported quality assurance by testing features ahead of release — helping ensure a well-organised, stable user experience at launch.

I turn complex
problems into
products people use.

Bayaan بيان

The Problem

My Approach

Technical Depth

Halqatul Hikmah

The Problem

My Approach

Altivor

The Problem

My Approach

Seedless Wallet

The Problem

My Approach

Healthcare Management System

The Challenge

My Contribution

Mujret

The Challenge

My Contribution

DFA TV

Context

My Contribution

Blockchain Club UNILAG

MSSN UNILAG

MSSN UNILAG

Binance Academy

B.Sc. Computer Science

Product Management Certification

Product Management Certification

Workflow Specialist

Have a product to build?
I'd like to hear about it.

I turn complex problems into products people use.

Bayaan بيان

The Problem

My Approach

Technical Depth

Halqatul Hikmah

The Problem

My Approach

Altivor

The Problem

My Approach

Seedless Wallet

The Problem

My Approach

Healthcare Management System

The Challenge

My Contribution

Mujret

The Challenge

My Contribution

DFA TV

Context

My Contribution

Blockchain Club UNILAG

MSSN UNILAG

MSSN UNILAG

Binance Academy

B.Sc. Computer Science

Product Management Certification

Product Management Certification

Workflow Specialist

Have a product to build?I'd like to hear about it.

I turn complex
problems into
products people use.

Have a product to build?
I'd like to hear about it.